Your home is your most important, and usually largest, asset. So, of course, at CSFECU, we want to help you make the most of it.
There are so many places to get a mortgage these days, but at CSFECU, we provide your best solution. And unlike many lenders, we make loan decisions right here in our office, rather than in a corporate headquarters somewhere. Now, that’s very personal!
- Terms from 10 to 30 years
- Up to 80% Loan to Value
- Competitive rates
- Local decision making
We have a Home Loan Toolkit from the Consumer Financial Protection Bureau. Click button below to view it.
Home Equity Loans
Home equity loans and lines of credit are incredibly versatile, and come with many advantages. Right brain loves the convenience, flexibility and imagining what to do with the money, while your left brain loves the low rates and potential tax savings.* As long as your home is worth more than the principal on your loan, you may be able to borrow against most of the difference. Borrow for what? Almost anything!
Even though your equity loan or line of credit is secured by your home, that doesn’t mean you can only use it on your home. Since your home equity loan offers such a great rate, there are lots of other things you can use it for:
- Home repairs or improvements
- Debt consolidation
- Big wedding
- Once-in-a-lifetime vacation
- Any big purchase where you might need a great rate and possible tax deductibility*
Home Equity Loan
Fixed term home equity loans from 5 to 15 years, and loan-to-value ratios of up to 80%. Perfect when you know how much you need to borrow, say for a home remodel or a similar large-ticket item.
Home Equity Line of Credit
A home equity line of credit is exceptionally versatile, giving you the security of knowing how much you can borrow, but since you only pay interest on the amount that’s actually used, you can save on interest.
So, visit our branch or call us at 707-443-8662 for more information or to apply.
*Check with your tax professional regarding deductibility of interest payments.