If you are unable to afford the mortgage payments on your loan and want to avoid foreclosure, you may be able to:
- Defer one or more payments
- Modify the loan
- Pre-Foreclosure Sale (also known as a short sale)
Please contact Kay Serotta at 707-443-8662 ext. 14 to review what options are available to you.
You can also request assistance in writing to:
Attn: Kay Serotta
PO BOX 1268
Eureka, CA 95502
In order to process your request, you will need to provide the following documents. Additional documents may be requested:
- A hardship letter detailing your situation
- Current proof of income
- Most recent W2, 1099, and/or other yearly income statements
The Department of Housing and Urban Development (HUD) has certified housing counselors at 1-800-569-4287.