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Compass Community CU Home

Formerly California State & Federal Employees’ Credit Union

Auto Loan Rates

Rates as of 01/01/2018

Auto Loans (2015 or newer)

Max Term APR* as low as
36 – 60 Months 1.99%
72 Months 2.99%
84 Months (Minimum $20,000) 3.74%
120% maximum loan-to-value (MSRP/Retail Kelley Blue Book Value). Tax, license & warranties can be added in addition to the 120% LTV.

Auto Loans (2012-2014)

Max Term APR* as low as
36 Months 2.99%
48 Months 3.24%
60 Months 3.49%
72 Months 3.99%
84 Months (Minimum $20,000) 4.74%
115% maximum loan-to-value (MSRP/Retail Kelley Blue Book Value). Tax, license & warranties can be added in addition to the 115% LTV.

Auto Loans (2008-2011)

Max Term APR* as low as
36 Months 3.74%
48 Months 3.99%
60 Months 4.24%
72 Months 4.74%
84 Months (Minimum $20,000) 5.49%
115% maximum loan-to-value (MSRP/Retail Kelley Blue Book Value). Tax, license & warranties can be added in addition to the 115% LTV.

* APR – Annual Percentage Rate. 

For a $15,000 car loan with a 60 month term at 1.99% APR, the monthly payment will be $262.86. All extensions of credit are subject to credit approval. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time.

Autos older than 2008 will be considered on a case by case situation.

Auto Loan Rates

Rates as of 01/01/2018

Auto Loans (2015 or newer)

Max Term APR* as low as
36 – 60 Months 1.99%
72 Months 2.99%
84 Months (Minimum $20,000) 3.74%
120% maximum loan-to-value (MSRP/Retail Kelley Blue Book Value). Tax, license & warranties can be added in addition to the 120% LTV.

Auto Loans (2012-2014)

Max Term APR* as low as
36 Months 2.99%
48 Months 3.24%
60 Months 3.49%
72 Months 3.99%
84 Months (Minimum $20,000) 4.74%
115% maximum loan-to-value (MSRP/Retail Kelley Blue Book Value). Tax, license & warranties can be added in addition to the 115% LTV.

Auto Loans (2008-2011)

Max Term APR* as low as
36 Months 3.74%
48 Months 3.99%
60 Months 4.24%
72 Months 4.74%
84 Months (Minimum $20,000) 5.49%
115% maximum loan-to-value (MSRP/Retail Kelley Blue Book Value). Tax, license & warranties can be added in addition to the 115% LTV.

* APR – Annual Percentage Rate. 

For a $15,000 car loan with a 60 month term at 1.99% APR, the monthly payment will be $262.86. All extensions of credit are subject to credit approval. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time.

Autos older than 2008 will be considered on a case by case situation.

Compass Community Credit Union

PO Box 1268
Eureka, CA 95502-1268

707-443-8662
800-440-8662

NMLS #423538

CSFECU Top 200

Federally Insured by NCUA

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-440-8662 for assistance.

Compass Community Credit Union

PO Box 1268
Eureka, CA 95502-1268

707-443-8662
800-440-8662

NMLS #423538

CSFECU Top 200

Federally Insured by NCUA

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-440-8662 for assistance.