Auto & RV Loan Rates

Auto Loans (2011 or newer)

Special: 1.99% APR* up to 60 months

Max Term Max Financing Rate
36 Months 120%** 2.50% APR*
48 Months 120%** 2.75% APR*
60 Months 120%** 2.99% APR*
72 Months (Minimum $15,000) 120%** 3.99% APR*
 84 Months (Minimum $25,000) 120%** 3.99% APR*
*APR - Annual Percentage Rate **120% maximum loan-to-value. Back-end products can be added in addition to the 120% maximum and are limited to 20% of MSRP/NADA/KBB Retail of $4,000, whichever is less.

Used Auto Loans

Max Term Max Financing Rate
2009-2010—60 Months (Minimum $7,500) 115%** 4.99% APR*
2008 & Older 115%** 8.00% APR*
*APR - Annual Percentage Rate.  **115% maximum loan-to-value. Back-end products can be added in addition to the 115% maximum and are limited to 15% of MSRP/NADA/KBB Retail of $3,000, whichever is less.

RVs and Motorcycles

Max Term Max Financing Rate
New RVs—60 months 120%** 7.00% APR*
New RVs—120 months (Minimum $25,000) 120%** 7.00% APR*
New RVs—180 months (Minimum $50,000) 120%** 7.00% APR*
Used RVs (2011 or newer)—60 months 120%** 7.50% APR*
Used RVs (2011 or newer)—120 months (Minimum $25,000) 120%** 7.50% APR*
Used RVs (2011 or newer)—180 months (Minimum $50,000) 120%** 7.50% APR*
Motorcycle (2011 or newer)—60 months 120%** 7.00% APR*
*APR - Annual Percentage Rate. **120% maximum loan-to-value. Back-end products can be added in addition to the 120% maximum and are limited to 20% of MSRP/NADA/KBB Retail or $4,000, whichever is less.  For a $15,000 car loan with a 60 month term at 1.99% APR, the monthly payment will be $262.86.
All extensions of credit are subject to credit approval. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time.  Rates as of 03/30/2017.  

Auto & RV Loan Rates

Auto Loans (2011 or newer)

Special: 1.99% APR* up to 60 months

Max Term Max Financing Rate
36 Months 120%** 2.50% APR*
48 Months 120%** 2.75% APR*
60 Months 120%** 2.99% APR*
72 Months (Minimum $15,000) 120%** 3.99% APR*
 84 Months (Minimum $25,000) 120%** 3.99% APR*
*APR - Annual Percentage Rate **120% maximum loan-to-value. Back-end products can be added in addition to the 120% maximum and are limited to 20% of MSRP/NADA/KBB Retail of $4,000, whichever is less.

Used Auto Loans

Max Term Max Financing Rate
2009-2010—60 Months (Minimum $7,500) 115%** 4.99% APR*
2008 & Older 115%** 8.00% APR*
*APR - Annual Percentage Rate.  **115% maximum loan-to-value. Back-end products can be added in addition to the 115% maximum and are limited to 15% of MSRP/NADA/KBB Retail of $3,000, whichever is less.

RVs and Motorcycles

Max Term Max Financing Rate
New RVs—60 months 120%** 7.00% APR*
New RVs—120 months (Minimum $25,000) 120%** 7.00% APR*
New RVs—180 months (Minimum $50,000) 120%** 7.00% APR*
Used RVs (2011 or newer)—60 months 120%** 7.50% APR*
Used RVs (2011 or newer)—120 months (Minimum $25,000) 120%** 7.50% APR*
Used RVs (2011 or newer)—180 months (Minimum $50,000) 120%** 7.50% APR*
Motorcycle (2011 or newer)—60 months 120%** 7.00% APR*
*APR - Annual Percentage Rate. **120% maximum loan-to-value. Back-end products can be added in addition to the 120% maximum and are limited to 20% of MSRP/NADA/KBB Retail or $4,000, whichever is less.  For a $15,000 car loan with a 60 month term at 1.99% APR, the monthly payment will be $262.86.
All extensions of credit are subject to credit approval. All terms and conditions are subject to change without notice. Offers may be withdrawn at any time.  Rates as of 03/30/2017.  

California State & Federal Employees Credit Union

321 Wabash Ave
Eureka, CA 95501

707-443-8662
800-440-8662

NMLS #423538

CSFECU Top 200

Federally Insured by NCUA

California State & Federal Employees Credit Union

321 Wabash Ave
Eureka, CA 95501

707-443-8662
800-440-8662

NMLS #423538

CSFECU Top 200

Federally Insured by NCUA