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Visa Rates

Visa Classic

INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases 13.90%
APR for Cash Advances 13.90%
APR for Balance Transfers 13.90%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
FEES
Transactions Fees
• Foreign Transaction Fee
1.00% of each multiple currency transaction in US Dollars
0.80% of each single currency transaction in US Dollars
Penalty Fees
• Late Payment
• Returned Payment
.
Up to $5.00
up to $3.00

 

Visa Secured

INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases 15.00%
APR for Cash Advances 15.00%
APR for Balance Transfers 15.00%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
FEES
Transactions Fees
• Foreign Transaction Fee
1.00% of each multiple currency transaction in US Dollars
0.80% of each single currency transaction in US Dollars
Penalty Fees
• Late Payment
• Returned Payment
.
Up to $5.00
up to $3.00

 

How we will calculate your balance. We use a method called “average daily balance (including new purchases).” See your account Agreement for more details.

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account Agreement.

Other Disclosures

Late Payment Fee $5.00 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late
Returned Payment Fee $3.00 or the amount of the required minimum
Rush Fee $25.00
Emergency Card Replacement Fee $25.00
Card Replacement Fee $3.00

Collection Costs. You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney’s fees.

Rates as of 08/24/2017.

Visa Rates

Visa Classic

INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases 13.90%
APR for Cash Advances 13.90%
APR for Balance Transfers 13.90%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
FEES
Transactions Fees
• Foreign Transaction Fee
1.00% of each multiple currency transaction in US Dollars
0.80% of each single currency transaction in US Dollars
Penalty Fees
• Late Payment
• Returned Payment
.
Up to $5.00
up to $3.00

 

Visa Secured

INTEREST RATES AND INTEREST CHARGES
Annual Percentage Rate (APR) for Purchases 15.00%
APR for Cash Advances 15.00%
APR for Balance Transfers 15.00%
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
FEES
Transactions Fees
• Foreign Transaction Fee
1.00% of each multiple currency transaction in US Dollars
0.80% of each single currency transaction in US Dollars
Penalty Fees
• Late Payment
• Returned Payment
.
Up to $5.00
up to $3.00

 

How we will calculate your balance. We use a method called “average daily balance (including new purchases).” See your account Agreement for more details.

Billing Rights. Information on your rights to dispute transactions and how to exercise those rights is provided in your account Agreement.

Other Disclosures

Late Payment Fee $5.00 or the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late
Returned Payment Fee $3.00 or the amount of the required minimum
Rush Fee $25.00
Emergency Card Replacement Fee $25.00
Card Replacement Fee $3.00

Collection Costs. You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney’s fees.

Rates as of 08/24/2017.

California State & Federal Employees Credit Union

321 Wabash Ave
Eureka, CA 95501

707-443-8662
800-440-8662

NMLS #423538

CSFECU Top 200

Federally Insured by NCUA

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-440-8662 for assistance.

California State & Federal Employees Credit Union

321 Wabash Ave
Eureka, CA 95501

707-443-8662
800-440-8662

NMLS #423538

CSFECU Top 200

Federally Insured by NCUA

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 1-800-440-8662 for assistance.